No one wants or expects to be in an accident, but it happens to people everyday. Before it happens to you there are a few steps you can take to help make the situation easier if it arises.
Make sure your insurance information is up to date and is easily accessible.
Have a list of emergency contact numbers clearly designated in your cell phone.
A basic first aid kit.
A disposable camera to take photos of the scene and any damage (though with cell phone cameras this may be redundant, but a little redundancy never hurt).
Ensure that your spare tire is in good condition and filled to the suggested pressure, and that all required tools to change a tire are there.
A tire repair kit and pump.
Emergency road flares, reflective triangles, or cones
A thermal blanket
A pair of work gloves
A flashlight with extra batteries
Bottled water and non-perishable food
Download and print this list here